/* ============================================================
   PolicyLive — Design System
   Colors: Orange #fc6900 · Navy #0d2e59 · White · Black · Grey
   ============================================================ */

:root {
  --orange: #fc6900;
  --orange-dark: #e05e00;
  --orange-soft: #fff2e8;
  --navy: #0d2e59;
  --navy-dark: #081e3d;
  --navy-soft: #14406f;
  --white: #ffffff;
  --black: #111111;
  --grey: #6b7280;
  --grey-light: #f4f5f7;
  --grey-mid: #e5e7eb;
  --green: #16a34a;
  --red: #dc2626;

  --font: "Poppins", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --radius: 14px;
  --radius-lg: 22px;
  --shadow-sm: 0 2px 8px rgba(13, 46, 89, 0.06);
  --shadow: 0 10px 30px rgba(13, 46, 89, 0.10);
  --shadow-lg: 0 24px 60px rgba(13, 46, 89, 0.16);
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --header-h: 102px;
}

/* ---------- Reset & Base ---------- */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.7;
  color: var(--black);
  background: var(--white);
  overflow-x: hidden;
}

img {
  max-width: 100%;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
  transition: color var(--transition);
}

ul,
ol {
  list-style: none;
}

button,
input,
textarea,
select {
  font-family: inherit;
  font-size: inherit;
}

:focus-visible {
  outline: 3px solid var(--orange);
  outline-offset: 2px;
  border-radius: 4px;
}

::selection {
  background: var(--orange);
  color: var(--white);
}

/* ---------- Typography ---------- */
h1,
h2,
h3,
h4,
h5 {
  font-weight: 700;
  line-height: 1.25;
  color: var(--navy);
  letter-spacing: -0.02em;
}

h1 { font-size: clamp(2.1rem, 5vw, 3.4rem); }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.5rem); }
h3 { font-size: clamp(1.15rem, 2vw, 1.4rem); }
h4 { font-size: 1.05rem; }

p { color: var(--grey); }

strong { color: var(--navy); font-weight: 600; }

.container {
  width: min(1200px, 92%);
  margin-inline: auto;
}

.section {
  padding: clamp(64px, 8vw, 110px) 0;
}

.section--grey { background: var(--grey-light); }
.section--navy {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: var(--white);
}

.section--navy h2,
.section--navy h3,
.section--navy h4 { color: var(--white); }
.section--navy p { color: rgba(255, 255, 255, 0.76); }

/* Section heading block */
.section-head {
  max-width: 720px;
  margin: 0 auto clamp(38px, 5vw, 60px);
  text-align: center;
}

.section-head--left {
  margin-inline: 0;
  text-align: left;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 14px;
}

.eyebrow::before {
  content: "";
  width: 26px;
  height: 3px;
  border-radius: 3px;
  background: var(--orange);
}

.section-head--center .eyebrow::after {
  content: "";
  width: 26px;
  height: 3px;
  border-radius: 3px;
  background: var(--orange);
}

.section-head h2 { margin-bottom: 14px; }
.section-head p { font-size: 1.03rem; }

.section--navy .section-head p { color: rgba(255, 255, 255, 0.75); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 14px 30px;
  border: 2px solid transparent;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  line-height: 1;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}

.btn svg { width: 17px; height: 17px; flex-shrink: 0; }

.btn--primary {
  background: var(--orange);
  color: var(--white);
  box-shadow: 0 10px 24px rgba(252, 105, 0, 0.32);
}
.btn--primary:hover {
  background: var(--orange-dark);
  transform: translateY(-3px);
  box-shadow: 0 16px 32px rgba(252, 105, 0, 0.38);
  color: var(--white);
}

.btn--navy {
  background: var(--navy);
  color: var(--white);
}
.btn--navy:hover {
  background: var(--navy-soft);
  transform: translateY(-3px);
  color: var(--white);
}

.btn--ghost-light {
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.35);
}
.btn--ghost-light:hover {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
  transform: translateY(-3px);
}

.btn--outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--grey-mid);
}
.btn--outline:hover {
  border-color: var(--orange);
  color: var(--orange);
  transform: translateY(-3px);
}

.btn--block { width: 100%; }

.btn--lg { padding: 17px 38px; font-size: 1rem; }

.btn.is-loading {
  pointer-events: none;
  opacity: 0.75;
}

.btn.is-loading::before {
  content: "";
  width: 16px;
  height: 16px;
  border: 2px solid rgba(255, 255, 255, 0.45);
  border-top-color: var(--white);
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
}

@keyframes spin { to { transform: rotate(360deg); } }

/* ============================================================
   HEADER
   ============================================================ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid var(--grey-mid);
  transition: box-shadow var(--transition);
}
.home-login-menu { position:relative; }
.home-login-menu details { position:relative; }
.home-login-menu summary { list-style:none; cursor:pointer; user-select:none; }
.home-login-menu summary::-webkit-details-marker { display:none; }
.home-login-menu summary span { margin-left:0; font-size:.7rem; line-height:1; }
.home-login-menu__dropdown { position:absolute; right:0; top:calc(100% + 9px); z-index:30; min-width:168px; padding:7px; border:1px solid var(--grey-mid); border-radius:10px; background:#fff; box-shadow:var(--shadow-md); }
.home-login-menu__dropdown a { display:block; padding:10px 12px; color:var(--navy); border-radius:7px; font-size:.88rem; font-weight:600; text-decoration:none; }
.home-login-menu__dropdown a:hover { background:#e7f6f5; }
.home-login-menu summary.nav-link { background:var(--navy); color:var(--white); padding:10px 15px; box-shadow:0 7px 16px rgba(13,46,89,.18); }
.home-login-menu summary.nav-link::after { display:none; }
.home-login-menu summary.nav-link:hover { color:var(--white); background:var(--navy-soft); transform:translateY(-1px); }
.home-login-menu details[open] summary span { display:inline-block; transform:rotate(180deg); }
.home-login-menu details[open] .home-login-menu__dropdown { animation:loginDrop .18s ease-out; }
@keyframes loginDrop { from { opacity:0; transform:translateY(-6px); } to { opacity:1; transform:none; } }
.home-login-menu__dropdown.is-closing { opacity:0; transform:translateY(-6px); transition:opacity .16s ease, transform .16s ease; }
.home-login-menu__dropdown { min-width:220px; padding:8px; border-radius:12px; box-shadow:0 16px 32px rgba(13,46,89,.16); }
.home-login-menu__dropdown p { margin:5px 10px 8px; color:var(--grey); font-size:.72rem; font-weight:700; letter-spacing:.06em; text-transform:uppercase; }
.home-login-menu__dropdown a { display:grid; gap:3px; padding:11px 12px; }
.home-login-menu__dropdown a b { font-size:.86rem; }
.home-login-menu__dropdown a small { color:var(--grey); font-size:.73rem; font-weight:500; }
.home-login-menu__dropdown a:hover { background:var(--orange-soft); color:var(--orange); }
.home-login-menu__dropdown a:hover small { color:var(--orange); }

.site-header.is-scrolled {
  box-shadow: 0 8px 30px rgba(13, 46, 89, 0.10);
}

.header-inner {
  height: var(--header-h);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.brand img {
  height: 94px;
  width: auto;
}

/* Primary nav */
.nav-list {
  display: flex;
  align-items: center;
  gap: 6px;
}

.nav-link {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 15px;
  font-size: 0.83rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--navy);
  border-radius: 8px;
  transition: all var(--transition);
}

.nav-link::after {
  content: "";
  position: absolute;
  left: 15px;
  right: 15px;
  bottom: 4px;
  height: 2.5px;
  background: var(--orange);
  border-radius: 3px;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}

.nav-link:hover,
.nav-link.is-active { color: var(--orange); }
.nav-link:hover::after,
.nav-link.is-active::after { transform: scaleX(1); }

.nav-item { position: relative; }

.nav-caret {
  width: 10px;
  height: 10px;
  transition: transform var(--transition);
}

.nav-item:hover .nav-caret { transform: rotate(180deg); }

.dropdown {
  position: absolute;
  top: calc(100% + 10px);
  left: 0;
  min-width: 250px;
  background: var(--white);
  border-radius: 12px;
  border: 1px solid var(--grey-mid);
  box-shadow: var(--shadow);
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: all var(--transition);
}

.nav-item:hover .dropdown,
.nav-item:focus-within .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown::before {
  content: "";
  position: absolute;
  top: -6px;
  left: 26px;
  width: 12px;
  height: 12px;
  background: var(--white);
  border-left: 1px solid var(--grey-mid);
  border-top: 1px solid var(--grey-mid);
  transform: rotate(45deg);
}

.dropdown a {
  display: block;
  padding: 11px 14px;
  font-size: 0.87rem;
  font-weight: 500;
  color: var(--navy);
  border-radius: 8px;
  transition: all var(--transition);
}

.dropdown a:hover {
  background: var(--orange-soft);
  color: var(--orange);
  padding-left: 19px;
}

/* Header actions */
.header-actions {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-shrink: 0;
}

.header-phone {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 11px 22px;
  background: var(--orange);
  color: var(--white);
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.92rem;
  letter-spacing: 0.02em;
  box-shadow: 0 8px 20px rgba(252, 105, 0, 0.3);
  transition: all var(--transition);
}

.header-phone:hover {
  background: var(--orange-dark);
  transform: translateY(-2px);
  color: var(--white);
}

.header-phone svg { width: 16px; height: 16px; }

/* Burger */
.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--grey-mid);
  background: var(--white);
  border-radius: 10px;
  cursor: pointer;
  position: relative;
}

.nav-toggle span {
  position: absolute;
  left: 12px;
  right: 12px;
  height: 2.4px;
  background: var(--navy);
  border-radius: 3px;
  transition: all var(--transition);
}

.nav-toggle span:nth-child(1) { top: 14px; }
.nav-toggle span:nth-child(2) { top: 20.5px; }
.nav-toggle span:nth-child(3) { top: 27px; }

.nav-toggle.is-open span:nth-child(1) {
  top: 20.5px;
  transform: rotate(45deg);
}
.nav-toggle.is-open span:nth-child(2) { opacity: 0; }
.nav-toggle.is-open span:nth-child(3) {
  top: 20.5px;
  transform: rotate(-45deg);
}

/* ============================================================
   HERO (home)
   ============================================================ */
.hero {
  position: relative;
  background:
    radial-gradient(900px 500px at 85% 15%, rgba(252, 105, 0, 0.22), transparent 60%),
    radial-gradient(700px 500px at 5% 90%, rgba(20, 64, 111, 0.85), transparent 65%),
    linear-gradient(155deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: var(--white);
  overflow: hidden;
}

.hero::before,
.hero::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
}

.hero::before {
  width: 460px;
  height: 460px;
  border: 1.5px solid rgba(255, 255, 255, 0.09);
  top: -160px;
  right: -120px;
}

.hero::after {
  width: 300px;
  height: 300px;
  background: rgba(252, 105, 0, 0.12);
  bottom: -140px;
  left: -110px;
  filter: blur(10px);
}

.hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: clamp(36px, 5vw, 70px);
  align-items: center;
  padding: clamp(70px, 9vw, 120px) 0;
}

.hero-inner--minimal {
  grid-template-columns: minmax(0, 760px);
  justify-content: center;
  text-align: center;
}

.hero-inner--minimal .hero-copy { display: grid; justify-items: center; }
.hero-inner--minimal .hero-stats { justify-content: center; width: 100%; }

.option-tabs {
  display: flex;
  justify-content: center;
  gap: 12px;
  margin: 28px 0 16px;
}

.option-tab {
  border: 1px solid var(--navy);
  border-radius: 999px;
  background: transparent;
  color: var(--navy);
  cursor: pointer;
  font: inherit;
  font-weight: 600;
  min-width: 170px;
  padding: 14px 30px;
  transition: all var(--transition);
}

.option-prompt {
  margin: 0 auto 22px;
  color: var(--text-muted);
  text-align: center;
}

.option-tab:hover,
.option-tab.is-active {
  background: var(--navy);
  color: var(--white);
}

.option-panel {
  max-width: 520px;
  margin: 0 auto;
  padding: 32px;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: var(--white);
  box-shadow: var(--shadow-sm);
  text-align: center;
}

.option-panel h3 { margin: 8px 0 6px; }
.option-panel p { margin-bottom: 22px; color: var(--text-muted); }

.purchase-flow {
  display: grid;
  gap: 16px;
  margin-top: 24px;
}

.flow-button {
  width: 100%;
  border: 1px solid var(--navy);
  border-radius: var(--radius-sm);
  background: var(--white);
  color: var(--navy);
  cursor: pointer;
  font: inherit;
  font-weight: 600;
  padding: 14px 18px;
  transition: all var(--transition);
}

.flow-button:hover,
.flow-button.is-complete {
  background: var(--navy);
  color: var(--white);
}

.flow-step {
  display: grid;
  gap: 10px;
  padding-top: 4px;
}

.flow-step span {
  color: var(--text-muted);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.flow-actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
}

.flow-actions .share-button {
  border: 1px solid var(--navy);
  color: var(--navy);
}

.flow-actions .share-button:hover {
  background: var(--navy);
  color: var(--white);
}

.hero-copy { min-width: 0; }
.nav-item--dropdown { position: relative; }

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 8px 18px;
  background: rgba(255, 255, 255, 0.09);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 50px;
  font-size: 0.9rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.92);
  margin-bottom: 24px;
}

.hero-badge .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--orange);
  box-shadow: 0 0 0 4px rgba(252, 105, 0, 0.28);
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { box-shadow: 0 0 0 3px rgba(252, 105, 0, 0.3); }
  50% { box-shadow: 0 0 0 8px rgba(252, 105, 0, 0.06); }
}

.hero h1 {
  color: var(--white);
  margin-bottom: 20px;
}

.hero h1 .accent { color: var(--orange); }

.hero-text {
  font-size: clamp(1rem, 1.5vw, 1.12rem);
  color: rgba(255, 255, 255, 0.78);
  max-width: 560px;
  margin-bottom: 34px;
}

.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 44px;
}

.hero-stats {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(24px, 4vw, 48px);
  padding-top: 30px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
}

.hero-stat strong {
  display: block;
  font-size: clamp(1.6rem, 2.6vw, 2.1rem);
  font-weight: 700;
  color: var(--orange);
  line-height: 1.1;
}

.hero-stat span {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.65);
  letter-spacing: 0.04em;
}

/* Hero visual card */
.hero-visual {
  position: relative;
}

.hero-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.14);
  backdrop-filter: blur(14px);
  border-radius: var(--radius-lg);
  padding: clamp(24px, 3vw, 34px);
  box-shadow: var(--shadow-lg);
}

.hero-card-head {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-bottom: 18px;
  margin-bottom: 20px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-card-head .icon-chip {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: var(--orange);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.hero-card-head .icon-chip svg { width: 24px; height: 24px; color: var(--white); }

.hero-card-head h3 {
  color: var(--white);
  font-size: 1.02rem;
  font-weight: 600;
}

.hero-card-head span {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.6);
}

.category-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.category-chips li {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 16px;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 50px;
  font-size: 0.86rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.92);
  transition: all var(--transition);
}

.category-chips li:hover {
  background: var(--orange);
  border-color: var(--orange);
  transform: translateY(-3px);
}

.category-chips li svg { width: 15px; height: 15px; color: var(--orange); }
.category-chips li:hover svg { color: var(--white); }

.hero-card-note {
  margin-top: 20px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  display: flex;
  align-items: flex-start;
  gap: 11px;
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.62);
  line-height: 1.6;
}

.hero-card-note svg {
  width: 17px;
  height: 17px;
  color: var(--orange);
  flex-shrink: 0;
  margin-top: 3px;
}

/* ============================================================
   PAGE HERO (inner pages)
   ============================================================ */
.page-hero {
  position: relative;
  background:
    radial-gradient(800px 400px at 90% 20%, rgba(252, 105, 0, 0.2), transparent 60%),
    linear-gradient(155deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: var(--white);
  padding: clamp(56px, 7vw, 88px) 0;
  overflow: hidden;
}

.page-hero::after {
  content: "";
  position: absolute;
  width: 340px;
  height: 340px;
  border: 1.5px solid rgba(255, 255, 255, 0.08);
  border-radius: 50%;
  top: -120px;
  right: -80px;
  pointer-events: none;
}

.breadcrumb {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.6);
  margin-bottom: 16px;
  position: relative;
  z-index: 2;
}

.breadcrumb a { color: rgba(255, 255, 255, 0.78); }
.breadcrumb a:hover { color: var(--orange); }
.breadcrumb .sep { color: rgba(255, 255, 255, 0.35); }
.breadcrumb .current { color: var(--orange); font-weight: 500; }

.page-hero h1 {
  color: var(--white);
  position: relative;
  z-index: 2;
  margin-bottom: 14px;
}

.page-hero p {
  color: rgba(255, 255, 255, 0.75);
  max-width: 680px;
  font-size: 1.03rem;
  position: relative;
  z-index: 2;
}

.page-hero .updated {
  display: inline-block;
  margin-top: 18px;
  padding: 7px 16px;
  background: rgba(255, 255, 255, 0.09);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 50px;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.85);
}

/* ============================================================
   FEATURE CARDS (Why PolicyLive)
   ============================================================ */
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(20px, 2.5vw, 30px);
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: clamp(20px, 2.5vw, 30px);
}

.feature-card {
  position: relative;
  background: var(--white);
  border: 1px solid var(--grey-mid);
  border-radius: var(--radius);
  padding: clamp(26px, 3vw, 36px);
  transition: all var(--transition);
  overflow: hidden;
}

.feature-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--orange);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}

.feature-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow);
  border-color: transparent;
}

.feature-card:hover::before { transform: scaleX(1); }

.feature-card .icon-chip {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--orange-soft);
  display: grid;
  place-items: center;
  margin-bottom: 20px;
  transition: all var(--transition);
}

.feature-card .icon-chip svg { width: 27px; height: 27px; color: var(--orange); }

.feature-card:hover .icon-chip {
  background: var(--orange);
  transform: rotate(-6deg) scale(1.06);
}

.feature-card:hover .icon-chip svg { color: var(--white); }

.feature-card h3 {
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: 11px;
}

.feature-card p {
  font-size: 0.94rem;
  color: var(--grey);
  line-height: 1.75;
}

/* ============================================================
   STEPS (How PolicyLive Works)
   ============================================================ */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: clamp(18px, 2vw, 26px);
  position: relative;
}

.step {
  position: relative;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: var(--radius);
  padding: clamp(26px, 2.6vw, 34px);
  transition: all var(--transition);
}

.step:hover {
  background: rgba(255, 255, 255, 0.09);
  transform: translateY(-8px);
  border-color: rgba(252, 105, 0, 0.55);
}

.step-num {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--orange);
  color: var(--white);
  display: grid;
  place-items: center;
  font-size: 1.25rem;
  font-weight: 700;
  margin-bottom: 22px;
  box-shadow: 0 10px 24px rgba(252, 105, 0, 0.35);
  position: relative;
  z-index: 2;
}

.step:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 53px;
  left: calc(100% - 8px);
  width: clamp(18px, 2vw, 26px);
  height: 2px;
  background: repeating-linear-gradient(
    90deg,
    rgba(252, 105, 0, 0.75) 0 6px,
    transparent 6px 11px
  );
}

.step .step-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: rgba(252, 105, 0, 0.16);
  display: grid;
  place-items: center;
  margin-bottom: 16px;
}

.step .step-icon svg { width: 21px; height: 21px; color: var(--orange); }

.step h3 {
  color: var(--white);
  font-size: 1.06rem;
  margin-bottom: 11px;
  line-height: 1.4;
}

.step p {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.75;
}

/* Light variant (on white bg) */
.steps--light .step {
  background: var(--white);
  border-color: var(--grey-mid);
}

.steps--light .step:hover {
  background: var(--white);
  border-color: var(--orange);
  box-shadow: var(--shadow);
}

.steps--light .step h3 { color: var(--navy); }
.steps--light .step p { color: var(--grey); }
.steps--light .step .step-icon { background: var(--orange-soft); }

/* ============================================================
   ABOUT SECTION
   ============================================================ */
.about-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(34px, 5vw, 70px);
  align-items: center;
}

.about-media {
  position: relative;
}

.about-media .media-frame {
  background: linear-gradient(155deg, var(--navy) 0%, var(--navy-dark) 100%);
  border-radius: var(--radius-lg);
  padding: clamp(30px, 4vw, 48px);
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.about-media .media-frame::after {
  content: "";
  position: absolute;
  width: 240px;
  height: 240px;
  background: rgba(252, 105, 0, 0.18);
  border-radius: 50%;
  bottom: -90px;
  right: -70px;
  filter: blur(6px);
}

.media-frame .logo-box {
  background: var(--white);
  border-radius: 16px;
  padding: 26px 30px;
  display: inline-block;
  margin-bottom: 26px;
  position: relative;
  z-index: 2;
}

.media-frame .logo-box img { height: 72px; width: auto; }

.media-frame h3 {
  color: var(--white);
  font-size: clamp(1.3rem, 2vw, 1.6rem);
  margin-bottom: 12px;
  position: relative;
  z-index: 2;
}

.media-frame p {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.94rem;
  position: relative;
  z-index: 2;
}

.badge-float {
  position: absolute;
  bottom: -26px;
  right: -14px;
  background: var(--orange);
  color: var(--white);
  border-radius: 16px;
  padding: 18px 24px;
  text-align: center;
  box-shadow: 0 18px 40px rgba(252, 105, 0, 0.4);
  z-index: 3;
}

.badge-float strong {
  display: block;
  font-size: 1.9rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
}

.badge-float span {
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  opacity: 0.92;
}

.about-copy h2 { margin-bottom: 20px; }

.about-label {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 12px;
}

.about-copy p {
  margin-bottom: 18px;
  font-size: 1rem;
  line-height: 1.85;
}

.check-list {
  display: grid;
  gap: 13px;
  margin-top: 26px;
}

.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--navy);
}

.check-list li svg {
  width: 21px;
  height: 21px;
  color: var(--orange);
  flex-shrink: 0;
  margin-top: 3px;
}

/* ============================================================
   CONTACT SECTION & FORM
   ============================================================ */
.contact-split {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: clamp(26px, 3vw, 40px);
  align-items: start;
}

.card {
  background: var(--white);
  border: 1px solid var(--grey-mid);
  border-radius: var(--radius-lg);
  padding: clamp(28px, 3.5vw, 44px);
  box-shadow: var(--shadow-sm);
}

.card h2, .card h3 { margin-bottom: 8px; }

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.form-group { display: flex; flex-direction: column; gap: 8px; }
.form-group.full { grid-column: 1 / -1; }

.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: 0.02em;
}

.form-group label .req { color: var(--orange); }

.form-control {
  width: 100%;
  padding: 14px 18px;
  border: 1.6px solid var(--grey-mid);
  border-radius: 11px;
  background: var(--grey-light);
  color: var(--black);
  font-size: 0.95rem;
  transition: all var(--transition);
}

.form-control::placeholder { color: #9aa1ab; }

.form-control:focus {
  outline: none;
  border-color: var(--orange);
  background: var(--white);
  box-shadow: 0 0 0 4px rgba(252, 105, 0, 0.13);
}
.password-field { position: relative; }
.password-field .form-control { padding-right: 50px; }
.password-toggle { position: absolute; top: 50%; right: 12px; transform: translateY(-50%); display: grid; place-items: center; width: 32px; height: 32px; padding: 0; border: 0; border-radius: 8px; background: transparent; color: var(--grey); cursor: pointer; }
.password-toggle:hover, .password-toggle.is-visible { background: var(--orange-soft); color: var(--orange); }
.password-toggle svg { width: 19px; height: 19px; }

textarea.form-control { resize: vertical; min-height: 130px; }

.form-group.has-error .form-control {
  border-color: var(--red);
  background: #fff5f5;
}

.field-error {
  font-size: 0.78rem;
  color: var(--red);
  min-height: 0;
}

.consent {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  grid-column: 1 / -1;
  background: var(--orange-soft);
  border: 1px solid rgba(252, 105, 0, 0.25);
  border-radius: 11px;
  padding: 15px 17px;
  cursor: pointer;
}

.consent input {
  width: 19px;
  height: 19px;
  accent-color: var(--orange);
  flex-shrink: 0;
  margin-top: 2px;
  cursor: pointer;
}

.consent span {
  font-size: 0.86rem;
  color: var(--navy);
  line-height: 1.6;
}

.form-note {
  font-size: 0.78rem;
  color: var(--grey);
  line-height: 1.65;
  grid-column: 1 / -1;
}

.form-note a { color: var(--navy); text-decoration: underline; }
.form-note a:hover { color: var(--orange); }

/* honeypot */
.hp-field {
  position: absolute !important;
  left: -9999px !important;
  opacity: 0;
  height: 0;
  width: 0;
  pointer-events: none;
}

.form-alert {
  grid-column: 1 / -1;
  display: none;
  align-items: flex-start;
  gap: 11px;
  padding: 15px 18px;
  border-radius: 11px;
  font-size: 0.9rem;
  font-weight: 500;
  line-height: 1.6;
}

.form-alert.show { display: flex; }
.form-alert.success { background: #ecfdf5; color: #047857; border: 1px solid #a7f3d0; }
.form-alert.error { background: #fef2f2; color: #b91c1c; border: 1px solid #fecaca; }
.form-alert.info { background: #eff6ff; color: #1d4ed8; border: 1px solid #bfdbfe; }
.form-alert svg { width: 20px; height: 20px; flex-shrink: 0; margin-top: 2px; }

/* Contact info panel */
.info-panel {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-dark) 100%);
  border-radius: var(--radius-lg);
  padding: clamp(28px, 3.5vw, 44px);
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.info-panel::after {
  content: "";
  position: absolute;
  width: 260px;
  height: 260px;
  background: rgba(252, 105, 0, 0.16);
  border-radius: 50%;
  top: -110px;
  right: -90px;
}

.info-panel h3 {
  color: var(--white);
  font-size: 1.3rem;
  margin-bottom: 10px;
  position: relative;
  z-index: 2;
}

.info-panel > p {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.93rem;
  margin-bottom: 26px;
  position: relative;
  z-index: 2;
}

.info-list {
  display: grid;
  gap: 14px;
  position: relative;
  z-index: 2;
}

.info-list li {
  display: flex;
  align-items: flex-start;
  gap: 15px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 13px;
  padding: 16px 18px;
  transition: all var(--transition);
}

.info-list li:hover {
  background: rgba(255, 255, 255, 0.11);
  border-color: rgba(252, 105, 0, 0.5);
}

.info-list .ic {
  width: 42px;
  height: 42px;
  border-radius: 11px;
  background: var(--orange);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.info-list .ic svg { width: 20px; height: 20px; color: var(--white); }

.info-list .label {
  display: block;
  font-size: 0.74rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255, 255, 255, 0.55);
  margin-bottom: 3px;
}

.info-list .value {
  font-size: 0.97rem;
  font-weight: 600;
  color: var(--white);
  line-height: 1.5;
}

.info-list a.value:hover { color: var(--orange); }

.info-list .value small {
  display: block;
  font-weight: 400;
  font-size: 0.84rem;
  color: rgba(255, 255, 255, 0.68);
  margin-top: 2px;
}

/* ============================================================
   DISCLAIMER
   ============================================================ */
.disclaimer-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(18px, 2vw, 26px);
}

.disclaimer-item {
  background: var(--white);
  border: 1px solid var(--grey-mid);
  border-left: 4px solid var(--orange);
  border-radius: 12px;
  padding: clamp(22px, 2.5vw, 30px);
  transition: all var(--transition);
}

.disclaimer-item:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow);
  border-color: transparent;
  border-left-color: var(--orange);
}

.disclaimer-item h3 {
  font-size: 0.92rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-bottom: 10px;
}

.disclaimer-item p {
  font-size: 0.9rem;
  line-height: 1.75;
}

.disclaimer-note {
  margin-top: clamp(26px, 3vw, 38px);
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: clamp(22px, 3vw, 32px);
  display: flex;
  align-items: center;
  gap: 18px;
}

.disclaimer-note .ic {
  width: 50px;
  height: 50px;
  border-radius: 13px;
  background: var(--orange);
  display: grid;
  place-items: center;
  flex-shrink: 0;
}

.disclaimer-note .ic svg { width: 25px; height: 25px; color: var(--white); }

.disclaimer-note p {
  color: rgba(255, 255, 255, 0.88);
  font-size: 0.98rem;
  font-weight: 500;
  line-height: 1.6;
}

/* ============================================================
   CTA BAND
   ============================================================ */
.cta-band {
  position: relative;
  background:
    radial-gradient(700px 300px at 90% 50%, rgba(252, 105, 0, 0.25), transparent 65%),
    linear-gradient(150deg, var(--navy) 0%, var(--navy-dark) 100%);
  border-radius: var(--radius-lg);
  padding: clamp(38px, 5vw, 60px);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  flex-wrap: wrap;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.cta-band h2 {
  color: var(--white);
  font-size: clamp(1.5rem, 3vw, 2.1rem);
  margin-bottom: 8px;
}

.cta-band p { color: rgba(255, 255, 255, 0.72); max-width: 560px; }

.cta-band .cta-actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* ============================================================
   LEGAL PAGES
   ============================================================ */
.legal-layout {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: clamp(26px, 4vw, 54px);
  align-items: start;
}

.legal-toc {
  position: sticky;
  top: calc(var(--header-h) + 24px);
  background: var(--white);
  border: 1px solid var(--grey-mid);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow-sm);
}

.legal-toc h4 {
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 16px;
}

.legal-toc ol {
  list-style: none;
  counter-reset: toc;
  display: grid;
  gap: 3px;
}

.legal-toc li { counter-increment: toc; }

.legal-toc a {
  display: flex;
  gap: 10px;
  padding: 9px 11px;
  border-radius: 8px;
  font-size: 0.87rem;
  font-weight: 500;
  color: var(--navy);
  line-height: 1.45;
  transition: all var(--transition);
}

.legal-toc a::before {
  content: counter(toc, decimal-leading-zero);
  font-size: 0.74rem;
  font-weight: 700;
  color: var(--orange);
  opacity: 0.75;
  flex-shrink: 0;
}

.legal-toc a:hover,
.legal-toc a.is-active {
  background: var(--orange-soft);
  color: var(--orange);
}

.legal-content {
  background: var(--white);
  border: 1px solid var(--grey-mid);
  border-radius: var(--radius-lg);
  padding: clamp(28px, 4vw, 56px);
  box-shadow: var(--shadow-sm);
}

.legal-content > p:first-of-type {
  font-size: 1.04rem;
  color: var(--navy);
  font-weight: 500;
  line-height: 1.8;
}

.legal-section {
  padding-top: 34px;
  margin-top: 34px;
  border-top: 1px solid var(--grey-mid);
  scroll-margin-top: calc(var(--header-h) + 26px);
}

.legal-section:first-of-type {
  border-top: none;
  margin-top: 26px;
  padding-top: 0;
}

.legal-section h2 {
  font-size: clamp(1.2rem, 2vw, 1.45rem);
  display: flex;
  align-items: center;
  gap: 13px;
  margin-bottom: 18px;
}

.legal-section h2::before {
  content: "";
  width: 5px;
  height: 26px;
  border-radius: 4px;
  background: var(--orange);
  flex-shrink: 0;
}

.legal-section p {
  font-size: 0.97rem;
  line-height: 1.85;
  margin-bottom: 15px;
}

.legal-section ul {
  display: grid;
  gap: 10px;
  margin: 6px 0 18px;
}

.legal-section ul li {
  position: relative;
  padding-left: 30px;
  font-size: 0.96rem;
  color: var(--grey);
  line-height: 1.7;
}

.legal-section ul li::before {
  content: "";
  position: absolute;
  left: 6px;
  top: 10px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--orange);
}

.legal-contact-box {
  margin-top: 30px;
  background: var(--grey-light);
  border: 1px solid var(--grey-mid);
  border-radius: var(--radius);
  padding: clamp(22px, 3vw, 32px);
}

.legal-contact-box h3 {
  font-size: 1.05rem;
  margin-bottom: 14px;
}

.legal-contact-box ul {
  display: grid;
  gap: 9px;
}

.legal-contact-box ul li {
  font-size: 0.94rem;
  color: var(--navy);
  font-weight: 500;
}

.legal-contact-box ul li a:hover { color: var(--orange); }

/* ============================================================
   FOOTER (minimal & professional)
   ============================================================ */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255, 255, 255, 0.7);
}

.footer-disclaimer {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 22px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-disclaimer svg {
  width: 18px;
  height: 18px;
  color: var(--orange);
  flex-shrink: 0;
  margin-top: 3px;
}

.footer-disclaimer p {
  font-size: 0.82rem;
  line-height: 1.75;
  color: rgba(255, 255, 255, 0.55);
  margin: 0;
}

.footer-disclaimer strong {
  color: rgba(255, 255, 255, 0.85);
  font-weight: 600;
}

.footer-disclaimer a {
  color: var(--orange);
  font-weight: 500;
  white-space: nowrap;
}

.footer-disclaimer a:hover { text-decoration: underline; }

.footer-disclaimer-body {
  flex: 1;
  min-width: 0;
}

.footer-disclaimer-body p {
  margin: 0 0 8px;
}

.footer-disclaimer-body p:last-child { margin: 0; }

.footer-disclaimer-list {
  list-style: none;
  margin: 0 0 10px;
  padding: 0;
  display: grid;
  gap: 5px;
}

.footer-disclaimer-list li {
  position: relative;
  padding-left: 15px;
  font-size: 0.82rem;
  line-height: 1.75;
  color: rgba(255, 255, 255, 0.55);
}

.footer-disclaimer-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.75em;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--orange);
  opacity: 0.75;
}

.footer-disclaimer-list li strong {
  color: rgba(255, 255, 255, 0.85);
  font-weight: 600;
}

.footer-main {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: clamp(28px, 4vw, 56px);
  padding: clamp(40px, 5vw, 56px) 0 clamp(30px, 3vw, 40px);
}

.footer-brand .logo-chip {
  display: inline-block;
  background: var(--white);
  border-radius: 10px;
  padding: 12px 18px;
  margin-bottom: 18px;
}

.footer-brand .logo-chip img { height: 70px; width: auto; }

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.75;
  color: rgba(255, 255, 255, 0.6);
  max-width: 420px;
  margin-bottom: 16px;
}

.footer-phone {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--white);
  transition: color var(--transition);
}

.footer-phone svg { width: 16px; height: 16px; color: var(--orange); }
.footer-phone:hover { color: var(--orange); }

.footer-col h4 {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.45);
  margin-bottom: 18px;
}

.footer-links { display: grid; gap: 11px; }

.footer-links a {
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.75);
  width: fit-content;
  transition: color var(--transition);
}

.footer-links a:hover { color: var(--orange); }

.footer-contact-list { display: grid; gap: 15px; }

.footer-contact-list li { font-size: 0.92rem; }

.footer-contact-list .label {
  display: block;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(255, 255, 255, 0.4);
  margin-bottom: 3px;
}

.footer-contact-list .val {
  color: rgba(255, 255, 255, 0.85);
  font-weight: 500;
  line-height: 1.55;
}

.footer-contact-list a.val:hover { color: var(--orange); }

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 22px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  flex-wrap: wrap;
}

.footer-bottom p {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.5);
}

.footer-bottom-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 24px;
}

.footer-bottom-links a {
  font-size: 0.78rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.6);
}

.footer-bottom-links a:hover { color: var(--orange); }

/* ============================================================
   UTILITIES & MOTION
   ============================================================ */
.text-center { text-align: center; }
.mt-4 { margin-top: 30px; }
.mb-0 { margin-bottom: 0 !important; }

.reveal {
  opacity: 0;
  transform: translateY(34px);
  transition: opacity 0.7s cubic-bezier(0.22, 1, 0.36, 1),
    transform 0.7s cubic-bezier(0.22, 1, 0.36, 1);
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal[data-delay="1"] { transition-delay: 0.1s; }
.reveal[data-delay="2"] { transition-delay: 0.2s; }
.reveal[data-delay="3"] { transition-delay: 0.3s; }
.reveal[data-delay="4"] { transition-delay: 0.4s; }
.reveal[data-delay="5"] { transition-delay: 0.5s; }

/* Back to top */
.back-top {
  position: fixed;
  right: 22px;
  bottom: 22px;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--orange);
  color: var(--white);
  border: none;
  cursor: pointer;
  display: grid;
  place-items: center;
  box-shadow: 0 12px 28px rgba(252, 105, 0, 0.4);
  opacity: 0;
  visibility: hidden;
  transform: translateY(16px);
  transition: all var(--transition);
  z-index: 900;
}

.back-top.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-top:hover { background: var(--orange-dark); transform: translateY(-4px); }
.back-top svg { width: 20px; height: 20px; }

/* Page-change percent loader */
.page-loader {
  position: fixed;
  inset: 0;
  z-index: 9999;
  background: #fff;
  display: none;
  place-items: center;
}
.page-loader.show { display: grid; }
.page-loader-box { text-align: center; }
.page-loader-pct { font-size: 2.2rem; font-weight: 800; color: var(--navy); }
.page-loader-bar { width: 180px; height: 6px; border-radius: 99px; background: var(--grey-mid); margin: 12px auto 0; overflow: hidden; }
.page-loader-fill { height: 100%; width: 0; background: var(--orange); }

/* WhatsApp chat button */
.wa-chat {
  position: fixed;
  left: 22px;
  bottom: 22px;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: #25D366;
  color: #fff;
  display: grid;
  place-items: center;
  box-shadow: 0 12px 28px rgba(37, 211, 102, 0.45);
  z-index: 900;
  transition: transform var(--transition);
}
.wa-chat:hover { transform: translateY(-4px); color: #fff; }
.wa-chat svg { width: 28px; height: 28px; }

/* FAQ accordion */
.faq-wrap { max-width: 820px; margin-left: auto; margin-right: auto; }
.faq-item {
  background: #fff;
  border: 1px solid var(--grey-mid);
  border-radius: 12px;
  padding: 16px 20px;
  margin-bottom: 12px;
  box-shadow: var(--shadow-sm);
}
.faq-item summary { font-weight: 700; color: var(--navy); cursor: pointer; font-size: 0.95rem; }
.faq-item summary::marker { color: var(--orange); }
.faq-item p { margin: 10px 0 2px; color: var(--grey); font-size: 0.9rem; }

/* Skip link */
.skip-link {
  position: absolute;
  top: -60px;
  left: 16px;
  background: var(--orange);
  color: var(--white);
  padding: 11px 20px;
  border-radius: 0 0 10px 10px;
  font-weight: 600;
  z-index: 2000;
  transition: top var(--transition);
}

.skip-link:focus { top: 0; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { max-width: 620px; }
  .steps { grid-template-columns: repeat(2, 1fr); gap: 24px; }
  .step:not(:last-child)::after { display: none; }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .disclaimer-grid { grid-template-columns: repeat(2, 1fr); }
  .legal-layout { grid-template-columns: 1fr; }
  .legal-toc { position: static; }
  .footer-main { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 900px) {
  :root { --header-h: 78px; }
  .brand img { height: 64px; }
  .header-actions { gap: 10px; }
  .header-actions .btn { padding: 9px 14px; font-size: .78rem; white-space: nowrap; }
  .nav-toggle { display: block; }

  .nav-menu {
    position: fixed;
    inset: var(--header-h) 0 auto 0;
    background: var(--white);
    border-bottom: 1px solid var(--grey-mid);
    box-shadow: 0 24px 44px rgba(13, 46, 89, 0.16);
    padding: 16px 4% 26px;
    max-height: calc(100vh - var(--header-h));
    overflow-y: auto;
    transform: translateY(-130%);
    opacity: 0;
    visibility: hidden;
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  }

  .nav-menu.is-open {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
  }

  .nav-list {
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
  }

  .nav-link {
    justify-content: space-between;
    padding: 14px 12px;
    font-size: 0.9rem;
    border-bottom: 1px solid var(--grey-light);
    border-radius: 0;
  }

  .nav-link::after { display: none; }

  .dropdown {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    border: none;
    background: var(--grey-light);
    border-radius: 10px;
    margin-top: 6px;
    display: none;
  }

  .dropdown::before { display: none; }

  .nav-item.is-open .dropdown { display: block; }

  .header-actions .header-phone { display: none; }

  .mobile-phone {
    display: flex !important;
    margin-top: 18px;
    justify-content: center;
  }
}

.mobile-phone {
  display: none;
  width: 100%;
  margin-top: 6px;
}

@media (max-width: 768px) {
  .contact-split { grid-template-columns: 1fr; }
  .about-split { grid-template-columns: 1fr; }
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .disclaimer-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .footer-main { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .footer-bottom-links { justify-content: center; }
  .badge-float { position: static; margin-top: 18px; display: inline-block; }
  .cta-band { flex-direction: column; text-align: center; }
  .cta-band .cta-actions { justify-content: center; }
  .hero-stats { gap: 22px; }
  .disclaimer-note { flex-direction: column; text-align: center; }
  .back-top { right: 14px; bottom: 14px; }
  .wa-chat { left: 14px; bottom: 14px; }
}

@media (max-width: 480px) {
  :root { --header-h: 70px; }
  .header-inner { gap: 10px; }
  .brand img { height: 54px; }
  .header-actions { gap: 8px; }
  .header-actions .btn { padding: 8px 12px; font-size: .72rem; }
  .hero-cta .btn { width: 100%; }
  .btn { padding: 13px 24px; }
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
  .reveal { opacity: 1; transform: none; }
}

/* Partner portal */
.partner-section { min-height: 620px; }
.partner-portal-page .page-hero { display: none; }
.partner-portal-page main { padding-top: 24px; }
.partner-layout { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(280px, .75fr); gap: 28px; align-items: start; }
.partner-card { padding: clamp(24px, 3vw, 40px); }
.partner-tabs { display: flex; gap: 8px; padding: 5px; background: var(--grey-light); border-radius: 12px; margin-bottom: 28px; }
.partner-tab { flex: 1; border: 0; border-radius: 9px; padding: 12px 10px; background: transparent; color: var(--grey); font: inherit; font-weight: 600; cursor: pointer; }
.partner-tab.is-active { background: var(--white); color: var(--navy); box-shadow: var(--shadow-sm); }
.partner-form { display: grid; gap: 18px; }
.partner-form[hidden], .partner-dashboard[hidden] { display: none; }
.partner-layout[hidden] { display: none; }
.partner-form-header { display: flex; align-items: center; gap: 13px; }
.partner-form-header h2 { margin: 4px 0 0; }
.partner-form-mark { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 13px; background: var(--navy); color: var(--white); font-size: 1.25rem; font-weight: 700; box-shadow: 0 8px 18px rgba(13,46,89,.2); }
.partner-steps { display: flex; gap: 8px; padding: 4px; border-radius: 10px; background: var(--grey-light); color: var(--grey); font-size: .72rem; font-weight: 600; }
.partner-steps span { flex: 1; padding: 9px 8px; border-radius: 7px; text-align: center; }
.partner-steps span.is-current { background: var(--white); color: var(--navy); box-shadow: var(--shadow-sm); }
.partner-steps b { display: inline-grid; place-items: center; width: 18px; height: 18px; margin-right: 4px; border-radius: 50%; background: var(--navy); color: var(--white); font-size: .68rem; }
.partner-steps span:not(.is-current) b { background: #d7dce4; color: var(--grey); }
.password-hint { margin: -8px 0 0; color: var(--grey); font-size: .74rem; line-height: 1.5; }
.partner-form h2 { margin-bottom: -10px; }
.partner-intro { color: var(--grey); font-size: .9rem; }
.text-button { border: 0; background: none; color: var(--navy); font: inherit; font-size: .86rem; cursor: pointer; text-decoration: underline; text-align: center; }
.partner-create-link { color: var(--orange); font-weight: 600; }
.partner-note { margin-top: 22px; }
.partner-info { min-height: 360px; }
.partner-info h3 { color: var(--white); }
.partner-info .check-list { margin-top: 24px; }
.partner-info .check-list li { color: rgba(255,255,255,.9); margin-bottom: 17px; }
.partner-help { margin-top: 32px; color: rgba(255,255,255,.82); font-size: .88rem; }
.partner-help a { color: var(--white); text-decoration: underline; }
.partner-dashboard { margin-top: 0; }
.dashboard-head { position: sticky; top: var(--header-h); z-index: 4; display: flex; justify-content: space-between; gap: 20px; align-items: center; margin-bottom: 24px; padding: 14px 0; background: var(--grey-light); }
.dashboard-head h2 { margin: 6px 0; }
.dashboard-head p { color: var(--grey); }
.dashboard-actions { display: flex; gap: 9px; flex-wrap: wrap; }
.partner-dashboard-nav { display: flex; gap: 8px; overflow-x: auto; padding: 4px 0 18px; margin-bottom: 24px; border-bottom: 1px solid var(--grey-mid); scrollbar-width: thin; }
.partner-dashboard-nav a { flex: 0 0 auto; padding: 9px 13px; border-radius: 9px; color: var(--grey); font-size: .78rem; font-weight: 600; white-space: nowrap; }
.partner-dashboard-nav a:hover, .partner-dashboard-nav a.is-active { background: var(--navy); color: var(--white); }
.campaign-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.campaign-card { background: var(--white); border: 1px solid var(--grey-mid); border-radius: var(--radius-lg); padding: 28px; box-shadow: var(--shadow-sm); }
.campaign-card h3 { margin: 8px 0; }
.campaign-card p { color: var(--grey); min-height: 52px; }
.campaign-label { color: var(--orange); font-size: .78rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.campaign-card .btn { margin-top: 16px; }
.share-campaign { border: 0; background: transparent; color: var(--navy); font: inherit; font-size: .86rem; font-weight: 600; cursor: pointer; margin-left: 14px; text-decoration: underline; }
.campaign-card--muted { background: var(--grey-light); }
.campaign-status { display: inline-block; margin-top: 16px; padding: 7px 11px; border-radius: 20px; background: #e5e7eb; color: var(--grey); font-size: .78rem; font-weight: 600; }
.partner-header-link { padding: 10px 16px; font-size: .82rem; }
@media (max-width: 768px) { .partner-layout, .campaign-grid { grid-template-columns: 1fr; } .dashboard-head { align-items: center; } .partner-header-link { display: none; } }
@media (max-width: 960px) { .home-login-menu__dropdown { position:static; min-width:0; margin-top:6px; box-shadow:none; } .home-login-menu summary.nav-link { box-shadow:none; border-radius:0; } }

/* Customer contact numbers can be blurred in list views (see assets/js/num-toggle.js) */
body.hide-nums .num-blur { filter: blur(4px); opacity: .5; user-select: none; }